PENGARUH LITERASI KEUANGAN SYARIAH, PERILAKU KEUANGAN DAN AKTIVITAS MEDIA SOSIAL TERHADAP MINAT INVESTASI GENERASI Z DI KOTA JAMBI

Authors

  • Syifa Syauqiah Azell UIN Sulthan Thaha Saifuddin Jambi
  • Nurlia Fusfita, S.E, M.Ec.Dev UIN Sulthan Thaha Saifuddin Jambi

Keywords:

Islamic Financial Literacy, Financial Behavior, Social Media Activity, Investment Interest, Generation Z

Abstract

The increasing interest of young people in investment especially driven by financial technology and social media serves as the main motivation for this research. Generation Z is selected due to their productive age and strong connection with digital platforms, including access to financial and investment information. This research uses a quantitative approach with multiple linear regression analysis. The population in this study is Generation Z in Jambi City aged 20–28 years, with a sample of 140 respondents selected using purposive sampling. Data was collected through a Google Form-based questionnaire and analyzed using SPSS version 26. The results show that, partially, Islamic Financial Literacy and Financial Behavior have no significant effect on Investment Interest. Meanwhile, Social Media Activity has a positive and significant influence. Simultaneously, all three variables significantly affect Investment Interest among Generation Z in Jambi City, with a coefficient of determination (R²) of 42.9%. This indicates that the combination of these variables explains a substantial portion of the variation in respondents’ investment interest.

Downloads

Download data is not yet available.

References

Agency, ANTARA News. “OJK Jambi Sebut ‘Gen Z’ Berperan Dalam Peningkatan Literasi Dan Inklusi Keuangan.” ANTARA News Jambi. Accessed October 27, 2025. https://jambi.antaranews.com/berita/472789/ojk-jambi-sebut-gen-z-berperan-dalam-peningkatan-literasi-dan-inklusi-keuangan.

Azwar, Martavevi, and Ingrid Virda Virda Hardiaty. “Investasi Reksadana Syariah: Studi Tentang Minat Generasi Z Berivestasi Melalui Aplikasi Robo Advisor Bibit.” Islaminomics: Journal of Islamic Economics, Business and Finance 13, no. 2 (2023): 101–13.

Badan Pusat Statistik Provinsi Jambi. “Rata-Rata Pendapatan Bersih Sebulan Pekerja Informal Menurut Kabupaten/Kota,.” https://jambi.bps.go.id/id/statistics-table/3/YUZaaVpXa3ZVbGx5Y25kMFVHa3pWMWd3UTFBMlFUMDkjMw==/rata-rata-pendapatan-bersih-sebulan-pekerja-informalsup1-sup-menurut-kabupaten-kota-dan-pendidikan-tertinggi-yang-ditamatkan-di-provinsi-jambi--rupiah---2023.html?year=2023.

Dewi Safitri, Titi Rahmawati, and Maftukhin Maftukhin. “Pengaruh Literasi Keuangan, Perilaku Keuangan Dan Pendapatan Terhadap Minat Generasi Milenial Di Brebes Dalam Berinvestasi.” Jurnal Rimba : Riset Ilmu manajemen Bisnis dan Akuntansi 2, no. 2 (2024): 127–38. https://doi.org/10.61132/rimba.v2i2.699.

Ferawati, Rofiqoh, and Linda Bariatun. “Pengaruh Literasi Keuangan Syariah, Sosialisasi, Dan Jenis Kelamin Terhadap Keputusan Menggunakan Produk Perbankan Syariah Pada Generasi Z Di Jambi.” Manajemen Keuangan Syariah 5, no. 1 (2025): 39–51.

“Jumlah Penduduk Menurut Kelompok Umur Dan Jenis Kelamin Di Kota Jambi, 2023 - Tabel Statistik.” https://jambikota.bps.go.id/id/statistics-table/3/WVc0MGEyMXBkVFUxY25KeE9HdDZkbTQzWkVkb1p6MDkjMw==/jumlah-penduduk-menurut-kelompok-umur-dan-jenis-kelamin-di-kota-jambi--2023.html.

Nisa, Aling Mukaromatun, and Amalia Nuril Hidayati. “Pengaruh Pengetahuan Investasi, Risiko Investasi, Kemajuan Teknologi Dan Motivasi Terhadap Minat Generasi Z Berinvestasi Di Pasar Modal Syariah.” Ekonomi, Keuangan, Investasi Dan Syariah (EKUITAS) 4, no. 1 (2022): 28–35. https://doi.org/10.47065/ekuitas.v4i1.1676.

Nuroniyah, Lailatun. PENGARUH LITERASI KEUANGAN DENGAN AKTIVITAS MEDIA SOSIAL TERHADAP KEBIASAAN INVESTASI INSTRUMEN KEUANGAN SYARIAH PADA GENERASI MUDA. n.d.

Prima, Jambi. “Nilai Aset Generasi Muda Jambi Di Pasar Modal Mencapai Rp890 M - Online Jambi - Media Ekonomi Dan Pariwisata Jambi.” Onlinejambi.Com, Oktober 2023. https://onlinejambi.com/read/2023/10/19/13530/nilai-aset-generasi-muda-jambi-di-pasar-modal-mencapai-rp890-m.

Saputri, Yuli Dahlia, Erike Anggraeni, and Madnasir Madnasir. “Peran Kualitas Informasi Terhadap Keputusan Investasi Syariah Generasi Z Dengan Dimoderasi Media Informasi Era Covid-19.” Jurnal Ilmiah Ekonomi Islam 9, no. 2 (2023): 2783–92.

Subekti, Adnan, Muhammad Tahir, Mursyid, and M. Nazori. “THE EFFECT OF INVESTMENT, GOVERNMENT EXPENDITURE, AND ZAKAT ON JOB OPPORTUNITY WITH ECONOMIC GROWTH AS INTERVENING VARIABLES.” Journal of Southwest Jiaotong University 57, no. 3 (2022): 102–12. https://doi.org/10.35741/issn.0258-2724.57.3.9.

Sugiyono, Prof Dr. “Metode Penelitian Kuantitatif Kualitatif Dan R&D (M. Dr. Ir. Sutopo. S. Pd.” ALFABETA, Cv, 2019. METODE PENELITIAN PENDIDIKAN

Downloads

Published

2026-01-30

How to Cite

PENGARUH LITERASI KEUANGAN SYARIAH, PERILAKU KEUANGAN DAN AKTIVITAS MEDIA SOSIAL TERHADAP MINAT INVESTASI GENERASI Z DI KOTA JAMBI. (2026). ICONS: Islamic Economics Journal, 3(1), 13-27. https://e-journal.lp2m.uinjambi.ac.id/ojp/index.php/icons/article/view/5805