“Analysis of Factors Affecting Saving Behavior for Members of the Misykat Daarut Tauhid Bogor”. Indonesian Journal of Islamic Economics and Business 6, no. 1 (June 25, 2021): 32–48. Accessed November 22, 2025. http://e-journal.lp2m.uinjambi.ac.id/ojp/index.php/ijoieb/article/view/755.